ATTENTION HOMEOWNER

Here are the

FACTS.............  Your mortgage lender doesn't want you to know...

• AFTER PAYING 15 YEARS ON YOUR 30 YEAR MORTGAGE, YOU'LL STILL OWE 90% OF THE AMOUNT YOU BORROWED!

• AFTER PAYING NEARLY 24 YEARS, YOU'LL STILL OWE OVER 50%!

• YOU'LL PAY OVER 3 TIMES THE AMOUNT YOU ORIGINALLY BORROWED BEFORE PAYING OFF YOUR MORTGAGE!

• TO MAKE MATTERS WORSE, THE F.D.I.C. ESTIMATES THAT 1 OUT OF EVERY 2 MORTGAGES ARE MISCALCULATED OVERCHARGING HOMEOWNERS $8 - $10 BILLION DOLLARS EACH AND EVERY YEAR!

• ON A CONVENTIONAL 30 YEAR MORTGAGE, YOU'LL MAKE OVER 120 UNNECESSARY PAYMENTS!

THE MORTGAGE MANAGER

Solves ALL these problems for you

ABSOLUTELY FREE!

THE MORTGAGE MANAGER LETS YOU...

• Save Thousands Of Dollars On Your Home Mortgage Without Increasing Your Payment!

• Shorten Your 30 Year Mortgage By 7-15 Years Without Refinancing!

• Build Equity In Your Home 300% Faster!

• Turn Your Current Mortgage Into An Investment Program!

• Increase Your Net Worth Dramatically!

• Track Your Savings And Audit Your Loan To Find Lender Mistakes Which Occur About 50% Of The Time According To The F.D.I.C.!

USING THE MORTGAGE MANAGER GIVES YOU ALL THIS WITH...

NO REFINANCING!

NO CREDIT REPORTS!

NO HOME APPRAISAL!

NO CLOSING COSTS!

NO CHANGE OF LENDER!

NO CHANGE TO YOUR CURRENT MORTGAGE AGREEMENT AT ALL!

NO COMPUTER?  NO PROBLEM!

WALL STREET JOURNAL - "A $70,000 mortgage at 10.5% annual interest produces savings of $60,000 when repaid on a bi-weekly schedule."

THE NEW YORK TIMES - "Biweekly Mortgage: A Way To Build Equity. A biweekly mortgage is best... for anyone who wants faster equity buildup. The idea of biweekly mortgages is 'simplicity itself'..The result: a reduced term, substantial savings in interest and an acceleration of equity"

PARENT - "The simple fact is that a biweekly mortgage schedule not only saves the homeowner a bundle, but makes him or her a homeowner much sooner."

NATIONAL COUNCIL OF SAVINGS INSTITUTIONS -

"Bi-weekly payments are 'pro-consumer' because they correspond to America's paydays making mortgage payments much easier for homeowners who are on a tight budget or have a difficult time saving money."

WASHINGTON POST - "It Pays To Check Loans For Overcharges; Of 9,000 Adjustable Rate Mortgages checked, errors were found in nearly half. Average refund owed to the homeowner: $1,588.00."

HOW MUCH CAN YOU SAVE WITH THE MORTGAGE MANAGER™?

Here's an example of the benefits you could receive by using our FREE service on a 30 year $100,000 mortgage at 10.5%.

                 WITHOUT Our free service          WITH our free service

       Years to pay off:              30                                 20.7

          Interest savings:              -0-                              $83,835

Monthly payments eliminated:                     -0-                                 112

        Total payment savings:                 -0-                             $102,451

        Equity after 5 years:                $3,118                        $10,795

      Equity after 10 years:                $8,378                        $29,703

     Balance due after 20.7 years:                    $63,740                          -0-

     Average monthly savings:                   -0-                                $338

        Average yearly savings:                  -0-                               $4,057

         Cash available after 30 years:                    -0-                             $159,200

          (Based on a 10% Investment Yeild)

Would you rather...

A. Pay 30 years of monthly mortgage payments OR...
B. Use our FREE service and own your home in just 20.7 years?

Wouldn't it be nice to get rid of 112 monthly mortgage payments?

10 years from today, would your rather...

A. Have Just $8,378.00 in equity OR...
B. Use our FREE service and have $29,703.00?

If you moved in 10 years, an extra $21,325.00 would come in handy, wouldn't it?

In 20.7 years, would you rather...

A. Still owe $63,740.00 on your mortgage OR...
B. Use our FREE service and owe NOTHING!

Would you rather...

A. Make monthly mortgage payments yourself and save NOTHING OR...
B. Use our FREE service and save $102,451.00?

Can you think of better things to do with $102,451.00 than give it to your mortgage lender?

Our Professional Mortgage Management Service, in conjunction with the Mortgage Manager™ software or printed Mortgage Savings Analysis is yours...

ABSOLUTELY FREE!   No Strings Attached!!!

Get the complete details!  There's no obligations

WHITTLE INTERNATIONAL GROUP
403 MARKET
MIDDLETOWN, PA  17057-1150  U.S.A.
(717) 948-9092
EMAIL (click to email):  whittlebiz50@aol.com

GET YOUR FREE SOFTWARE OR PRINTED MORTGAGE
SAVINGS ANALYSIS AND START SAVING TODAY!

Request Form

You're under no obligation to see how much you can save on your mortgage by using The Mortgage Manager™ and our FREE service ($395.00 minimum value). There are no strings attached, we're not trying to sell you any high-priced service or other products. You can save thousands of dollars without any obligations now or ever! Simply fill out this request form and mail it to your authorized distributor today!